Best Georgia Insurance Dispute Lawyers & Insurance Claims Lawyers Near You


Experienced Atlanta Personal Injury & Car Insurance Firm Near You Serving Clients Throughout Georgia

Dealing with an insurance company can be frustrating, especially when your claim is denied or the settlement offer is inadequate. If you’re facing an insurance dispute in Georgia, having a skilled attorney on your side can make a significant difference. An insurance claims dispute lawyer specializes in navigating the complexities of insurance law and advocating for your rights. They can help you understand your options, negotiate with the insurance company, and pursue legal action if necessary to secure a fair settlement.


Call The Kalka Law Group – Personal Injury & Car Accident Attorneys’s Atlanta personal injury lawyers at (404) 529-9371 to discuss your potential claim dispute with our free consultation.


What is an “Insurance Claims Lawyer”?

In Georgia, an insurance claims dispute lawyer is a licensed attorney who specializes in representing individuals or businesses in disputes with insurance companies. These disputes can arise when an insurance company denies a claim, offers an inadequate settlement, or delays the claims process. This could be a problem from the negligent party’s insurance company, or even your own insurance company. It’s important to remember, insurance companies are publicly held corporations – and their loyalty is to their profit margins and shareholders, not their policyholders.

Insurance claims dispute lawyers have expertise in insurance law, some – like our team at Kalka Law Group may even have been insurance defense attorneys. We can help you navigate the complex legal landscape associated with insurance claims. We can investigate the facts of your case, assess the strength of your claim, and negotiate with the insurance company on your behalf. If a negotiated settlement cannot be reached, we can represent you in court to litigate your claim.

Here are some specific areas where an insurance claims dispute lawyer can provide assistance:

  • Claim denials: If your insurance claim has been denied, an attorney can help you understand the reasons for the denial and determine if you have grounds for an appeal.
  • Lowball offers: If the insurance company has offered a settlement that you believe is inadequate, an attorney can help you negotiate a fairer settlement or pursue legal action.
  • Delayed claims: If your insurance company is delaying the processing of your claim, an attorney can help you expedite the process and ensure that you receive the benefits you need to ensure property is repaired, medical bills are paid, and lost work is compensated for.
  • Letters of Protection: A LOP is a valuable tool in insurance dispute cases, particularly those involving injury. It’s a legal agreement between the injured party, their attorney, and a healthcare provider that guarantees the provider will be paid from the proceeds of any settlement or judgement awarded in the case
  • Bad faith claims: If you believe that the insurance company has acted in bad faith by engaging in unfair or deceptive practices, an experienced bad faith insurance lawyer can help you file a bad faith claim.
  • Litigation: If your claim cannot be resolved through negotiation, an attorney can represent you in court to litigate your claim.

The Offer From My Insurance Claim Won’t Cover My Bills – What Do I Do?

If your insurance claim offer falls short of covering your bills, don’t hesitate to take action. Our experienced insurance claims dispute attorneys can be invaluable in guiding you through this process. We can negotiate with the insurance company to secure a more equitable settlement, assist with appealing denials, and even represent you in court if necessary. Additionally, we can help you explore potential financial assistance programs to alleviate immediate burdens. We work as your dedicated advocate to protect your rights and ensure you receive fair compensation.

A Letter of Protection (LOP) may help you in the short term to cover costs from medical providers while your case is being disputed. This is an agreement between your healthcare provider, lawyer, and yourself as the injured party that indicates the provider will be paid out of any settlement received. A LOP is legally binding and can help you receive medical care and rehabilitation while your case is still being negotiated.

Here’s how an LOP can benefit you during an insurance dispute:

  • Access to Necessary Medical Care: An LOP allows you to receive immediate medical treatment without worrying about upfront costs. This is crucial for your recovery and can prevent further complications.
  • Stronger Negotiation Position: Having access to quality medical care, often facilitated by the LOP, strengthens your case. This can lead to a more favorable settlement or judgment.
  • Protection from Medical Debt: If your case is unsuccessful, you won’t be personally liable for the medical bills covered by the LOP. This can provide significant financial relief.
  • Documentation of Damages: The medical records and bills associated with your treatment can serve as valuable evidence to support your claim for damages.

In essence, a Letter of Protection helps ensure that you can focus on your recovery without the added stress of financial concerns. It’s a strategic tool that can significantly improve your chances of a successful outcome in an insurance dispute case. At Kalka Law Group, we help our clients receive the care they need via Letters of Protection to ensure quality and timely medical care.

What Types Of Personal Injury Cases Can An Atlanta Insurance Lawyer Help Me With?

Our team of highly-rated Insurance dispute lawyers can assist with a wide range of personal injury cases. They can represent you if you feel your own insurance company’s response is lacking – or if the negligent party’s insurance company is dodging communication and acting in bad faith. Here are a few of the case types our insurance dispute lawyers handle:

  • Car accidents: This includes collisions, rear-end accidents, and accidents involving pedestrians.
  • Slip and fall accidents: These can occur in stores, restaurants, or other public places.
  • Medical malpractice: When a healthcare professional’s negligence causes harm.
  • Dog bites: Injuries caused by dogs.
  • Defective products: Injuries resulting from faulty products.
  • Construction site accidents: Injuries sustained on construction sites.
  • Workplace accidents: Injuries that occur while on the job.

In all of these cases, an insurance dispute lawyer can help you navigate the complex legal process, negotiate with insurance companies, and fight for the compensation you deserve.

Car Insurance Lawyer – Georgia Claim Dispute Timelines

In Georgia, an insurance company has 40 days to settle a claim once it’s filed. They must also accept or deny the claims within 15 days of receiving it. When you file your claim, the clock starts ticking. Initial offers after a claim is accepted are generally extremely low – this is the insurance company’s try at being “let off the hook” for less money than the claimant actually needs to repair their vehicle, pay medical bills, go to rehabilitation or be compensated for time off work. We advise potential clients to never accept a first offer, and always consult with a Georgia car insurance lawyer when you receive an offer from an insurance company, especially if injuries are involved and future medical bills and loss of work need to be factored into a settlement.

Here’s How Our Atlanta, Georgia Insurance Claims Lawyers Go To Work For Your Benefit

Our Georgia insurance dispute lawyers can help you push back and dispute a denial or reduction in your claim in a few different ways. One advantage hiring an attorney gives you is experience. We know the tricks insurance companies use to attempt to get claimants to settle for lowball offers.

Here is what our team will do to help dispute your claim offer and ensure you are taken care of:

  • Investigate the Claim: We will thoroughly review the details of your claim, including the policy terms, the incident, and any evidence you have.
  • Identify Grounds for Dispute: Our team will determine if there are legal grounds to dispute the claim, such as policy exclusions, misinterpretation of coverage, or bad faith on the part of the insurance company.
  • Negotiate with the Insurance Company: We will act as your advocate and negotiate with the insurance company to try to reach a fair settlement.
  • File an Appeal: If negotiation fails, we can file an appeal within the insurance company’s internal dispute resolution process.
  • Prepare for Litigation: If the appeal is unsuccessful, we can then prepare to file a lawsuit against the insurance company to seek fair compensation.
  • Represent You During Mediation: Mediation is generally required when insurance disputes proceed to the lawsuit stage in Georgia.
  • Represent You in Court: If the case goes to trial, our team will represent you in court and argue your case before a judge or jury.

In addition to these core services, our Georgia insurance dispute lawyers can also:

  • Gather Evidence: They can help you gather additional evidence to support your claim.
  • Consult with Experts: If necessary, they can consult with experts in relevant fields to strengthen your case.
  • Handle Paperwork: They can handle all the paperwork and administrative tasks associated with the dispute.
  • Provide Support and Guidance: They can provide emotional support and guidance throughout the process.

Georgia Insurance Dispute Claim Mediation

Insurance dispute claims often go to mediation in Georgia prior to going to trial as a requirement of the court. Mediation is a form of alternative dispute resolution (ADR) that involves a neutral third party (the mediator) who helps both sides reach a settlement. It’s often encouraged by courts and insurance companies as a way to resolve disputes more quickly and cost-effectively than through litigation.

In Georgia, mediation is particularly common for insurance disputes, such as those involving car accidents, property damage, and personal injury claims.

Why Choose Kalka Law Group As Your Georgia Insurance Claims Lawyer?

As former insurance company defense attorneys, our insider knowledge on how claims are reviewed, denied or paid is invaluable as you negotiate a denial or bad faith situation when filing a personal injury claim in Georgia. If you’re facing a lowball offer or denial, we can help.

What sets The Kalka Law Group apart when it comes to insurance disputes?

  • Former Experience as Insurance Defense Lawyers.
  • Voted as the Clients’ Choice for Personal Injury attorneys on Avvo® from 2012-2014.
  • Recovered millions of dollars in settlements for our clients.
  • Attorney Anthony Kalka, has been included in The National Trial Lawyers “Top 40 under 40” in 2006 and again from 2009-2015.
  • Attorney Kalka has been included in Georgia’s Top 100 Lawyers in 2015.
  • Attorney Kalka Georgia’s Super Lawyers® as a Rising Star℠ in 2006 and again in 2009-2013 and Georgia’s Super Lawyers® for 2014-2019. He was also included in the Top 100: 2019 Georgia Super Lawyers List.
  • Both attorneys have been named to Georgia Trend’s Legal Elite.
  • 10.0 Superb rated on Avvo.

Insurance companies are businesses, and their primary goal is to maximize profits. When it comes to claims, they often prioritize their bottom line over the needs of their policyholders or those who file claims against their policyholders. This leads to unfair denials, lowball offers, or delays in the claims process.

At Kalka Law Group, we understand the frustrations and challenges you may be facing. Our experienced attorneys have a deep understanding of insurance law and are committed to protecting your rights. We’ll work tirelessly to negotiate a fair settlement or represent you in court if necessary.

Here’s what you can expect when you choose Kalka Law Group:

  • Personalized Attention: We’ll take the time to understand your unique situation and provide tailored legal advice.
  • Aggressive Representation: We won’t back down when it comes to fighting for your rights.
  • Compassionate Support: We’ll provide emotional support and guidance throughout the legal process.
  • No Fee Unless We Win: We work on a contingency fee basis, meaning you won’t pay any attorney fees unless we recover compensation for you.

Don’t let an insurance company take advantage of you. Contact Kalka Law Group today for a free consultation and let us help you get the justice you deserve.

Sources:

https://www.investopedia.com/terms/b/bad-faith-insurance.asp

By contacting The Kalka Law Group today (24/7), you can rest easy knowing that your initial consultation is free. You have nothing to lose by calling now and scheduling an appointment at (404) 529-9371 or by emailing us!